In my last post I was very upset over some plans that didn't pan out. I have since gotten over that for the most part and I wanted to say thank you for your thoughts, prayers and kind words.
One plan that is working out a little slower than I would have liked it to, but still happening is becoming debt free. (wooo hooo!)
Today was General Conference (meaning a vacation from church, KIDDING!!!!). We were able to stay home and watch it on TV from the comfort of our couch and wearing those really comfortable, wouldn't dare be seen in public clothes. Anyway... I digress.
The hubbs and I decided it was time to redo our budget. We sat down and were going over our bills and what we had in the bank. One bill that we have had since we got married is his student loan. We had budgeted to pay it off in the next 6 months. We did some more checking and saw that we had enough in our savings accounts to pay it off NOW.
So, we sent the payment off today!!!
ONE MORE DEBT G.O.N.E.!!!!!!!!
If you have debt, get it paid off as soon as you can. Yes... it sucks not having the extra money in the short term, but the feeling of peace and freedom is worth more than that. Plus, if you really looked at how much you are actually paying for things (with interest and finance charges) when you charge or finance them, it is scary. THAT money could be going into YOUR pocket, not the credit card company's.
I am very passionate about becoming debt free. I get a tingle and thrill when we send off the final payments on our debts. We are/were very fortunate not to be heavily in debt.
When we are finally debt free (excluding the house payment) we plan on having a HUGE party to celebrate. You are all invited!
If any one has questions on paying off your debt, I am not an expert, but I will help any way I can. Just put your question in with your comment along with your email address.
I will leave you with these words from www.providentliving.org
We should avoid debt. There is nothing that will cause greater tensions in life than grinding debt, which will make the debtor a slave to creditors. A specific goal, careful planning, and determined self-discipline are required to accomplish this.
President N. Eldon Tanner taught: "Those who structure their standard of living to allow a little surplus, control their circumstances. Those who spend a little more than they earn are controlled by their circumstances. They are in bondage”